Credit Risk · Debt
UTI - Credit Risk Fund. - Direct Plan - Growth
SignalIQ View
Descriptive research · not a buy/sell recommendation
Sharpe (3Y)
1.88
Return per unit of risk · rf 6.5%
Sortino (3Y)
2.55
Downside-only Sharpe
Max Drawdown
-34.4%
Peak-to-trough · full history
Vol (3Y)
0.8%
Annualised σ of daily returns
Positive Days
78%
Smoothness proxy
This fund has delivered high risk-adjusted returns over the last 3 years (Sharpe 1.88). Its worst peak-to-trough drop over the full history was 34.4% (moderate drawdowns) between 2019-06-03 and 2020-08-27. About 78% of trading days closed up. Profile: high-return, high-volatility · smooth NAV path.
YTD
+4.5%
Calendar YTD
1 Year
+6.6%
Trailing 12 mo
3 Year
+7.7%
CAGR
5 Year
+10.2%
CAGR
10 Year
+3.5%
CAGR
Since Inception
—
CAGR (?y)
📈 NAV History
End-of-day NAV series from AMFI (via MFAPI.in).
🎯 Rolling-Return Consistency
3-Year Rolling Windows
- Sample size
- 2591 windows
- Best window CAGR
- +12.29%
- Median CAGR
- +8.04%
- Avg CAGR
- +4.71%
- Worst window CAGR
- -9.80%
- Positive windows
- 71.9%
5-Year Rolling Windows
- Sample size
- 2109 windows
- Best window CAGR
- +10.53%
- Median CAGR
- +0.05%
- Avg CAGR
- +3.51%
- Worst window CAGR
- -2.85%
- Positive windows
- 51.8%
Every trading day in the history is treated as a potential window end-date; the fund's CAGR over the trailing 3 (or 5) years ending that day is computed, and the full distribution is summarised. A narrower band + higher "positive windows" percentage means more predictable outcomes — reduces the timing luck a single point-in-time CAGR can hide.
🏁 Peer Comparison · Top in Credit Risk
| Scheme | 1Y | 3Y CAGR | 5Y CAGR | Latest NAV |
|---|---|---|---|---|
|
DSP Credit Risk Fund
DSP Mutual Fund
|
+11.1% | +16.8% | +13.4% | — |
|
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Mutual Fund
|
+12.6% | +13.1% | +10.9% | — |
|
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus
Aditya Birla Sun Life Mutual Fund
|
+12.6% | +13.1% | +10.9% | — |
|
HSBC Credit Risk Fund
HSBC Mutual Fund
|
+6.5% | +11.7% | — | — |
|
Bank Of India Credit Risk Fund
Bank of India Mutual Fund
|
+17.9% | +10.1% | +27.8% | — |
|
Invesco India Credit Risk Fund
Invesco Mutual Fund
|
+7.8% | +9.5% | +8.4% | — |
|
UTI - Credit Risk Fund. (this fund)
UTI Mutual Fund
|
+6.6% | +7.7% | +10.2% | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future results. This page publishes descriptive rank-and-return analysis only — not personalised advice on which fund to buy. Trailing returns and rolling-window statistics are computed from AMFI's official daily NAV series. Research by Equity Alfa Analytics, SEBI Registered Research Analyst · INH000024985 · BSE RAASB Enlistment 6942.