Credit Risk · Debt
Kotak Credit Risk Fund - Direct Plan - Growth
SignalIQ View
Descriptive research · not a buy/sell recommendation
Sharpe (3Y)
1.57
Return per unit of risk · rf 6.5%
Sortino (3Y)
1.51
Downside-only Sharpe
Max Drawdown
-3.9%
Peak-to-trough · full history
Vol (3Y)
1.5%
Annualised σ of daily returns
Positive Days
74%
Smoothness proxy
This fund has delivered high risk-adjusted returns over the last 3 years (Sharpe 1.57). Its worst peak-to-trough drop over the full history was 3.9% (small drawdowns) between 2020-03-04 and 2020-04-29. About 74% of trading days closed up. Profile: consistent compounder · smooth NAV path.
YTD
+5.1%
Calendar YTD
1 Year
+7.4%
Trailing 12 mo
3 Year
+8.6%
CAGR
5 Year
+6.7%
CAGR
10 Year
+7.4%
CAGR
Since Inception
—
CAGR (?y)
📈 NAV History
End-of-day NAV series from AMFI (via MFAPI.in).
🎯 Rolling-Return Consistency
3-Year Rolling Windows
- Sample size
- 2591 windows
- Best window CAGR
- +12.12%
- Median CAGR
- +8.23%
- Avg CAGR
- +8.10%
- Worst window CAGR
- +4.64%
- Positive windows
- 100.0%
5-Year Rolling Windows
- Sample size
- 2107 windows
- Best window CAGR
- +10.32%
- Median CAGR
- +7.26%
- Avg CAGR
- +7.84%
- Worst window CAGR
- +6.06%
- Positive windows
- 100.0%
Every trading day in the history is treated as a potential window end-date; the fund's CAGR over the trailing 3 (or 5) years ending that day is computed, and the full distribution is summarised. A narrower band + higher "positive windows" percentage means more predictable outcomes — reduces the timing luck a single point-in-time CAGR can hide.
🏁 Peer Comparison · Top in Credit Risk
| Scheme | 1Y | 3Y CAGR | 5Y CAGR | Latest NAV |
|---|---|---|---|---|
|
DSP Credit Risk Fund
DSP Mutual Fund
|
+11.1% | +16.8% | +13.4% | — |
|
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Mutual Fund
|
+12.6% | +13.1% | +10.9% | — |
|
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus
Aditya Birla Sun Life Mutual Fund
|
+12.6% | +13.1% | +10.9% | — |
|
HSBC Credit Risk Fund
HSBC Mutual Fund
|
+6.5% | +11.7% | — | — |
|
Bank Of India Credit Risk Fund
Bank of India Mutual Fund
|
+17.9% | +10.1% | +27.8% | — |
|
Invesco India Credit Risk Fund
Invesco Mutual Fund
|
+7.8% | +9.5% | +8.4% | — |
|
Kotak Credit Risk Fund (this fund)
Kotak Mahindra Mutual Fund
|
+7.4% | +8.6% | +6.7% | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future results. This page publishes descriptive rank-and-return analysis only — not personalised advice on which fund to buy. Trailing returns and rolling-window statistics are computed from AMFI's official daily NAV series. Research by Equity Alfa Analytics, SEBI Registered Research Analyst · INH000024985 · BSE RAASB Enlistment 6942.