ELSS (Tax Saver) · Equity
BANK OF INDIA ELSS TAX SAVER FUND - Direct Plan - Growth
SignalIQ View
Descriptive research · not a buy/sell recommendation
Sharpe (3Y)
0.45
Return per unit of risk · rf 6.5%
Sortino (3Y)
0.5
Downside-only Sharpe
Max Drawdown
-31.7%
Peak-to-trough · full history
Vol (3Y)
17.4%
Annualised σ of daily returns
Positive Days
57%
Smoothness proxy
This fund has delivered weak risk-adjusted returns over the last 3 years (Sharpe 0.45). Its worst peak-to-trough drop over the full history was 31.7% (moderate drawdowns) between 2020-02-20 and 2020-03-23. About 57% of trading days closed up. Profile: risk-on with weak risk-adjusted return · smooth NAV path.
YTD
+3.0%
Calendar YTD
1 Year
+2.4%
Trailing 12 mo
3 Year
+12.3%
CAGR
5 Year
+11.5%
CAGR
10 Year
+16.3%
CAGR
Since Inception
—
CAGR (?y)
📈 NAV History
End-of-day NAV series from AMFI (via MFAPI.in).
🎯 Rolling-Return Consistency
3-Year Rolling Windows
- Sample size
- 2639 windows
- Best window CAGR
- +34.16%
- Median CAGR
- +17.77%
- Avg CAGR
- +18.24%
- Worst window CAGR
- +0.73%
- Positive windows
- 100.0%
5-Year Rolling Windows
- Sample size
- 2147 windows
- Best window CAGR
- +31.49%
- Median CAGR
- +17.92%
- Avg CAGR
- +18.17%
- Worst window CAGR
- +2.75%
- Positive windows
- 100.0%
Every trading day in the history is treated as a potential window end-date; the fund's CAGR over the trailing 3 (or 5) years ending that day is computed, and the full distribution is summarised. A narrower band + higher "positive windows" percentage means more predictable outcomes — reduces the timing luck a single point-in-time CAGR can hide.
🏁 Peer Comparison · Top in ELSS (Tax Saver)
| Scheme | 1Y | 3Y CAGR | 5Y CAGR | Latest NAV |
|---|---|---|---|---|
|
Motilal Oswal ELSS Tax Saver Fund
Motilal Oswal Mutual Fund
|
+9.0% | +22.0% | +17.6% | — |
|
SBI Long Term Advantage Fund - Series V
SBI Mutual Fund
|
+1.5% | +20.3% | +15.5% | — |
|
ITI ELSS Tax Saver Fund
ITI Mutual Fund
|
+3.1% | +17.1% | +13.4% | — |
|
JM ELSS - Tax Saver Fund
JM Financial Mutual Fund
|
+7.6% | +16.7% | +14.7% | — |
|
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
|
+2.1% | +16.1% | — | — |
|
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
|
+3.4% | +16.1% | — | — |
|
Bank Of India ELSS Tax Saver Fund (this fund)
Bank of India Mutual Fund
|
+2.4% | +12.3% | +11.5% | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future results. This page publishes descriptive rank-and-return analysis only — not personalised advice on which fund to buy. Trailing returns and rolling-window statistics are computed from AMFI's official daily NAV series. Research by Equity Alfa Analytics, SEBI Registered Research Analyst · INH000024985 · BSE RAASB Enlistment 6942.